Married Credit Question

Discussion in 'Credit Talk' started by Jac, Jan 1, 2001.

  1. Jac

    Jac Guest

    Does anyone know how getting married affects
    your credit?
    Say person 'A' has good credit.
    Person 'B' has bad credit.
    They get married.
    Does person 'A' now have bad credit?

    GEORGE Well-Known Member

    NO, unless you have all accounts changed to "JOINT" accounts.

    I would keep it the way it is now, until you can clean up the bad.

    If you try to get a mortgage later on...the bad will hurt, unless it is gone!!!
  3. frank

    frank Guest

    Along the same lines:
    Assume person 'A' has some good accounts (5+ years of good history)along with a few older (6years) problem accounts.
    Person 'B' has little credit (2 c-cards and car loan - all about 1 to 2 years old with no problems)
    Can person 'B's score be improved by changing the good accounts on person 'A's side to joint, without the bad accounts coming over to hurt her?

    GEORGE Well-Known Member

    Bad accounts would "come over" as you say only if you make them "JOINT".

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