Hey my niece will be 19 Saturday and has NO credit. She applied for Capital One and Providian online with the 7-10 day message. How hard is it to get started?
She may want to start with dept. store cards they are much easier to get than major cc (visa, mc, amex).
She should be able to get a Capital One card w/ little to no problem, probably will start with a secured card though. My first c.c. with them was when i first started applying for credit, got a $300 limit, 19.8, unsecured classic.
