I hope. I generated a dispute last month on 5 accounts. The results were due by 4/22. Didn't get updated report until yesterday. No problem....they deleted 4 of the 5. Also did investigation for husband. He has two Providian accounts that are duplicate chargeoffs. Instead of deleting they changed to Paid as Agreed, never late!! Can't argue with that logic!!! LB who's hoping to be as lucky with Equifax and Experian.