I just converted my unactivated Silver AAdvantage to a Platinum Select card (waiting for Plat to arrive) and had some questions. Here's my scenario: After I found out I was approved for the Silver, I also applied for the Gold. <The silver was not an instant approval. Received the "We'll notify you after processing" message.> I just received a letter from Citibank requesting my phone bill for address and phone verification (received this before being approved for the silver also). I think I will get the Gold Aadvantage, but won't know until I call Customer Service tomorrow. Anyway, if I get the Gold, should I combine this limit with the Platinum Select? Or should I just keep the Gold open as a separate trade line? Someone on here shuffled Citi cards around and came out with super high limits (Quixote, I think??). I will look for that thread in the meantime, but any input is appreciated. TIA
I kept the accounts seperate because I did a balance transfer on one of the accounts. I plan on combining them after I pay off the transfer.
I was planning on doing a BT on the Platinum Select, but I called C.S. and they asked for gross household income and said I will receive a letter on what BT offers were available for me. I hope I qualify for the 0% for 9 months and talk them into a rate of 9.9 fixed or Prime + 3.9%.
I called Citi and I was approved for the Gold with a $5000 limit. Still don't know if I should merge this into the Plat for a higher limit (good for balance to limit ratio, I guess) or if I should leave it as a separate tradeline. Can I call myself Prime yet?? =0)
