I just spent the last 4 hours composing letters thru PFB. I wasn't aware that you could write letter to the CEO of TU EX and EQ. All the companies that are being negatively reported on mine and hubbys CR are in the PFB database. That has got to be the greatest site I have seen, besides this one of course. I have sent out a total of 10 letters, including one to EQ regarding removing the UA inquiries. I will keep everyone posted to let you know if any of the letters work. Goodnight all, or should I say good morning! Kellie