MBNA Amtrak Rewards card

Discussion in 'Credit Talk' started by steve, Apr 30, 2002.

  1. steve

    steve Well-Known Member

    Hi all, I was wondering for this card, do the points expire after 3 years or 5 years ? I spoke with an MBNA rep and he said 5 years, but regular Amtrak points expire after 3 years unless you go on a trip during that time period.
     
  2. Geo

    Geo Well-Known Member

    Actually I have this card, but I don´t know how long the points expire.
     
  3. steve

    steve Well-Known Member

    I think the points expire after 3 years according to the Amtrak website. I'm planning to use this card only for big purchases (>$2500) and then transfer the points to either United or Continental. I like the 1:1 transfer ratio. Very hard to beat this deal for no annual fee !!!
     
  4. GEORGE

    GEORGE Well-Known Member

    What interest rate???
     
  5. steve

    steve Well-Known Member

    I think they gave me 12.99% fixed.
     
  6. GEORGE

    GEORGE Well-Known Member

  7. GEORGE

    GEORGE Well-Known Member

    I might check into TRADING my QUANTUM for the AMTRAK card..it's 1.00% higher...but if I can do 1:1 trade to UNITED AIRLINES MILEAGE...it will be better than using FIRST USA and paying $60.00 for the PRIVILEGE...

    QUANTUM IS DOING NOTHING FOR ME!!!
     
  8. Geo

    Geo Well-Known Member

    Also they send checks everytime at 3.7 % or something like that for cash adv and/or purchases.
     
  9. Ron

    Ron Well-Known Member


    George,


    Why don't convert your Quantum Card into Quantum Select Rewards Card?
    It can redeems point into travelers points or merchandise point. No annual fee. I have it converted mine into Quantum Select Rewards Card and initially APR is 12.99 or 13.99% fixed. After a month, I called to lower my APR into 10.99% fixed APR. The website is http://www.QuantumSelectRewards.com


    Ron.
     
  10. GEORGE

    GEORGE Well-Known Member

    THIS MAYBE BETTER...BACK DOOR UNITED AIRLINES MILEAGE...BUT they may say NO WAY...(it's collecting lint right now)

    5,000 Airline Miles
    Points: 5,000
    Item #: 5001
    Take the Amtrak Guest Rewards points you earn, exchange them for United Airlines Mileage Plus miles and get ready to enjoy free award travel around the globe! As the worldâ??s largest airline, United is committed to being a leader in the industry and providing all customers with outstanding service both in the air and on the ground. United and its Star Alliance airline partners offer flights to 815 destinations in 130 countries, covering all six continents.
     
  11. steve

    steve Well-Known Member

    George,

    It is possible to convert the Quantum into this card. I just did it today. I also didn't use Quantum for a while and they converted it with no problems.
     
  12. GEORGE

    GEORGE Well-Known Member

    I HAVEN'T USE MY CARD FOR YEARS...EXCEPT FOR BT'S...

    I used the QUANTUM card (for the first time to get the last of the CREDIT BALANCE off)...$20.92...
     

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