I checked my TU report today and saw that MBNA pulled a hard inquiry in Dec. I never applied for anything, so i called and they said they pulled my report to see if they were reporting one of my closed accounts correctly. Can they do this? Thanks
Usually it would have shown up as a soft inquiry, under the AR status, which stands for account review. However, that may only be for open accounts. BTW, they couldn't tell from their own records that they were/weren't reporting the account correctly?
That's what i asked but they said they needed to pull a hard copy to see what they were reporting. Is there any legal recourse I can take against them for doing this
Talk to Christine at www.bayhouse.com Wells Fargo did this exact thing to her and she got money for it.
