Hi, I just got this card a few weeks ago and I was wondering if you really get 1 point per dollar for purchases even if you pay off the balance every month or do you have to carry a balance to get it ? I've been thinking about this after I read a couple of reviews on cardratings.com where some folks only got 1/2 point per dollar for purchases because they paid off the balance in full every month. Does anyone know if it's 1 point or 1/2 point ? Thanks.
