They have been in the SOCK DRAWER...and they are ignoring my PFB---TWICE!!! I just paid some "MBNA NET ACCESS" Some BT from DISCOVER Some BT from CITIBANK IT IS PAID IN FULL WHEN THE BT'S POST...(most likely before 09/27/03) I will let them get a CLUE... I DREW THEM A PICTURE...AND THEY DIDN'T GET IT!!! 7 YEARS...NO LIMIT INCREASE...I SENT THE INFORMATION THEY WANTED (INCOME...JOB...ETC) I told them I'm NOT expecting like $20,000 more...but "IF" you won't even give me $400 to "ROUND IT OFF"...I don't need to use your card and you will be paid off before you GET AROUND TO MAKING ME FEEL LIKE A WANTED CUSTOMER!!!