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Mbna Loc??

Discussion in 'Credit Talk' started by tommyy, Jun 14, 2002.

  1. Jun 14, 2002 #1
    tommyy

    tommyy Well-Known Member

    Is this relatively easy to get.? Any idea on approval criteria? i.e. Debt to income, score, derogs, etc. Thanks!
     
  3. Jun 14, 2002 #2
    ble103

    ble103 Well-Known Member

    Mbna is strict on their credit but i can tell you that they want no more the 35% of your yearly income being paid toward all credit obligations.I hope this help as far with DTIR.
     
  4. Jun 15, 2002 #3
    tommyy

    tommyy Well-Known Member

    Does the MBNA Gold LOC report to all CRAs?
     
  5. Jun 15, 2002 #4
    wolverine

    wolverine Well-Known Member

    yes
     
  6. Jun 15, 2002 #5
    tommyy

    tommyy Well-Known Member

    Wolverine, MBNA offere me a 13.99% rate. Do you know if that's negotiable?
     
  7. Jun 15, 2002 #6
    Ron

    Ron Well-Known Member


    tommyy,

    I don't have MBNA Gold option LOC but I have Apple LOC. They reported all 3 and they approved me $5500 with 13.99% APR. Later I requested to lower APR to 10.99% APR with one hard inquiry on my Experian report. From time to time they raised your credit limit without hard inquiry.


    Ron.
     
  8. Jun 15, 2002 #7
    tommyy

    tommyy Well-Known Member

    Thanks Ron
     

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