Got an MBNA offer today. Something about a debt paydown loan or something - up to 25k. I've gone ahead and burned it. Don't want an installment loan... just got rid of the car loan. I am not interested even if I thought I might actually qualify. LOL The flyer said it was anywhere from 9.9% to 21.9 if anyone is interested.
I got one too. It's a good deal for someone stuck with a balance on Providian with 23.99%, and nowhere to go. I think mine offered 14.99%. I would love to have one at a nice low rate, but as it is, I get way better deals from my existing cards. I guess they aren't marketing to people like us, who call up and negotiate better and better deals, LOL.
Would you buy a car if the dealer said the price is $12,409 to $17,932??? I DON'T THINK SO...FIRM PRICE OR NO DEAL!!! 9.9% to 21.9% is too much of a range, I would get a FIRM OFFER, or NO DEAL!!!
You can always convert these to mbna mastercards remember. My mbna mastercard AKA APPLE LOAN is on its way now with 4 month 2.9% APR then 14.99% I'll have to use it now and then until it gets increased to a quantum
