every fiber of my soul told me NOT to apply for this card - so - of course - I went ahead and applied today. they already checked Ex (6 inq past six months) and I'm pretty sure they're gonna check TU - 2 inq there now. someone said MBNA doesn't get too frazzled about inquiries for biz cards - so we'll see. i know they fine tooth each application - so I'm expecting a call at my office in the next few days - or maybe just a flat out denial. I'll update. (If someone DOES call - I'm definately going to bring up the GEORGE situation re a long overdue credit increase)
mark: do they look alot at UTILIZATION? or being a biz card, do they unnderstand that? were ya aprooved? can a personal and BIZ be BDD'ed?
if you tell them you are going to use the BIZ card for business expenses at your WORK , and they record this, then a personal (no biz) can get a biz card. they don't really care. they just wanna make sure you use it for business purposes lol. so yeah. mbna has been calling around lately trying to get folks to get this card. no biz required, period.
Nes Dunno In the meantime - i see they checked Ex - but - according to MBNA rep - it's not even in their system yet! they said to wait 48 hrs... sigh... Regarding the BDD - I doubt it. It seems to me that biz and personal are separate departments.