I just rec'd a MBNA pre-selected offer in the mail. I know pre-selected means nothing. Does anyone know minimum scores and which CRA is pulled. i called their CS and they would give no extra criteria detail. Thanks!!!!
I can only add this: If all your derogatories are paid, you may have a chance via Planetfeedback. That is how I got my Fidelity Platinum Plus MC. MBNA checked Experian AND TU. I had about 5 negatives on each that were fairly old but where paid. I sent them a reconsideration email and they responded back in 1 week. All they did was verified my employment. Then I had to fax them a copy of my Fidelity account statement. I printed it on-line and sent it.
Oh WOW! Well......o.k. for the sake of credit repair.... I was told my my Credit Union that my Experian score was 586 which is in the gutter. Since then I have had 2 more inquires and an additional $5750 in credit. I don't know what that may have done to my score. I have never officially received my score from Experian I have also never received my score from TU so I can't even guess what my score is.
