MBNA Product Conversion...

Discussion in 'Credit Talk' started by kkewl, Mar 30, 2003.

  1. kkewl

    kkewl Well-Known Member

    Hey Guys!
    Two quick questions:

    1) I got that Apple Loan thing, but in all honesty, after (ahem!) carefully considering my options, I'd rather convert it to a card product. Can I do that calling 800.852.4139?

    2) I called about converting my Platinum Plus to a Quantum card or the World Points Visa...the rep said "we, uh, don't do that anymore." I don't think he was lying, but rather, maybe he was just misinformed. Anybody know for sure? I just transfered some balances @ the 1.7% for 6 months, so I was also wondering if I'd lose that rate in transferring to another card.

    So, I guess that makes three questions. LOL. Thanks you guys! You've always been so awesome!
    Peace! :)
     
  2. Ron

    Ron Well-Known Member

    kkewl,
    1) yes, you can convert Apple Instant Loan into Platinum Plus Visa/Mastercard.
    2. Yes, you can convert Platinum Plus into Quantum Card if you have credit limit at least $10,000 or more. I'm not sure you can convert Platinum Plus Visa/MC into World Points Visa/MC. They converted my Quantum Rewards Plus Mastercard into World Points Quantum MC without asking. I heard that they do it into select group of credit cardholder with excellent account history with them.

    3. Everytime you convert your account into other type of account. You will lose the current terms of your current account. It started out new terms for that account. They changed the number and not open date.


    Ron.
     
  3. kkewl

    kkewl Well-Known Member

    Ron,
    Thanks for all of your help on both of the threads. :) You're an awesome dude!!! = ) Have a great evening!
     

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