MBNA Quantum Limit Increase Again!!

I checked my on-line statement and I found out they increased my Quantum Mastercard limit again. They increased the limit of the card from $17,700 to $18,600 without asking.


Ron.

 

Re: MBNA Quantum Limit Increase Aga

POOR GEORGE!!!!!!!!!!!!


Ron.

 

Re: Re: Re: Re: Re: Re: MBNA Quantu

I don't know it is tough for you. They denied me because my income didn't qualify for the card. Thye offered me to convert my Garfield Platinum Plus Mastercard into Quantum Card. That was two years ago. I knew they took longer to process Quantum Card than others. I haven't tried to apply for World Mastercard.


Ron.

 

Re: Re: Re: MBNA Quantum Limit Incr

luxury4me,

Sometimes they give you more for the increase and they usually increase every 3 to 4 months. By the way, they increased more than my Elite Rewards Platinum Plus Visa. 500 increase for Elite Rewards and ? for Quantum Mastercard.


Ron.

 

Re: Re: Re: Re: MBNA Quantum Limit

MBNA's Quantum Redefines the Credit Card for the Affluent Consumer



WILMINGTON, Del., June 15 /PRNewswire/ -- MBNA America announced today the
introduction of Quantum, the exclusive credit card for those who demand the
ultimate in features and services.
For almost 20 years, MBNA has led the field in the introduction of
products to meet the needs of the affluent Customer. In 1983, MBNA pioneered
the Gold MasterCard, and quickly attained the distinction of being the first
to issue one million of the prestigious cards. Then, in 1996, MBNA launched
the Platinum Plus card. With its $100,000 credit line and array of benefits,
Platinum Plus soon became the much imitated industry standard.
Designed to appeal to the most discriminating person, and not available to
the general public, the translucent Quantum surpasses both gold and platinum
level cards. Quantum offers the ultimate in lines of credit, distinctive
travel benefits, state-of-the-art Internet applications, security and Customer
satisfaction.
Quantum Customers who qualify can access lines of credit totaling
$1 million. The first $250,000 of the Quantum account is completely available
by card, check, or cash. Beyond that a check-accessed line of credit can be
arranged for an additional $750,000. So, even if the private seller of a rare
collectible doesn't accept credit cards, the Quantum Customer can simply write
an access check.
But that's only the beginning of what sets Quantum apart from other
premium bank cards. All Quantum Customers will enjoy Quantum Assist(SM), an
exclusive concierge service that puts a personal assistant at the Customer's
disposal to arrange anything from dinner reservations to finding that perfect
gift. An optional Quantum Rewards(SM) program allows the Customer to earn up
to 1 million miles per year, good for unlimited worldwide redemptions. So the
Quantum Customer with sufficient miles can redeem points to fly first class to
Sydney for a meeting, stay at a favorite 5-star hotel, take a luxury cruise
around the South Pacific, and then fly home with a 2-day stop-over in Hawaii.
All the Customer needs to do is make one phone call to Quantum Travel
Services(SM). And the list of Quantum travel benefits goes on and on:
-- Exclusive travel packages at the best resorts and destinations around
the world and complimentary upgrades
-- Personal travel planners to assist with complex itineraries
-- Free Trip Cancellation and Trip Interruption Insurance
Quantum is also fully "Internet ready". Protected by the highest level of
security available, Customers have convenient and easy-to-use online access to
their accounts, and are 100% protected against any unauthorized use. In
addition, Quantum Customers receive:
-- An optional electronic wallet that adds extra speed and convenience to
online transactions in a secure encrypted environment
-- Full Internet access to concierge and travel services
-- Internet shopping tools
MBNA's award winning Customer satisfaction commitment completes the
package. The Quantum Customer can speak to a Personal Representative 24 hours
a day, 7 days a week, receiving Quantum Priority Service. A special Merchant
Dispute Advocacy service goes above and beyond to help resolve disputes with
merchants. Quantum, the ultimate credit card, is designed to surpass the most
demanding Customer's expectations.
Pricing for Quantum varies, but the account typically features a 2.9%
introductory rate and a fixed 13.99% rate thereafter. There is no annual fee,
but the optional Quantum Rewards(SM) program costs $75 per year. There are no
over-the-credit-limit-fees and no ATM transaction fees. Quantum Customers
also enjoy preferred rates on MBNA Certificates of Deposit and Money Market
Accounts, already among the best rates available nationally.
MBNA America, the pioneer in gold and platinum bank cards, now is
introducing the ultimate: Quantum. With exclusive features to meet the needs
of those who qualify, Quantum truly is only for the select few, and only from
MBNA.
MBNA Corporation (NYSE: KRB), a bank holding company and parent of MBNA
America Bank, N.A., a national bank, has $73 billion in managed loans. MBNA,
the largest independent credit card lender in the world, also provides retail
deposit, consumer loan, and insurance products. MBNA.com (http://www.MBNA.com)
provides credit card, consumer loan, retail deposit, travel, and shopping
services.

SOURCE MBNA Corporation

 

Re: Re: Re: Re: Re: MBNA Quantum Li

luxury4me,

My Quantum Card is 9.9% fixed for purchases,cash advances, balance transfer. Current promotional BT is 4.7% until July. I think you an request to lower your APR into 9.9% fixed after a year.


Ron.