Did anyone get the standard 13.99% rate reduced after a few months of good history? By the way, what does the abbreviation LOL mean? I think I'm the only one who doesn't know what that means.
Did they start you out at 13.99% and then reduced the rate to 11.99% after a request in rate reduction or did they automatically lowered the rate to 11.99% ?
I received a call from MBNA and was offered 0% on transfers, purchases and cash advances with a 1% fee for 6 months. I've had the Quantum since May. I haven't used it yet. AZMDX