Just approved with 10K initial CL and 12.9% APR,3.9% BT,free reward program. Does anyone have more info about product and please share experience...I already told rep APR seems to be too high and she said later on I may request lower APR but for start that's it...
Used to have this card. Customer service was great. Lots of automatic CL increases. I wanted a more flexible rewards program so I switched over to the Amtrak Guest Rewards card.
George, You've got this card too? Which one you don't have? I would appreciate your inputs about product...ya da man...thanks...
That's right, but the Amtrak points expire after three years if you don't book a trip. I'll probably use this card for big ticket items and then transfer the points over to Continental or United.
Just got off the phone.I said I am not going to use it with 12.99% APR.I said it's my highest APR credit card. Result: lowered to 9.99% APR fixed effective immediately!!!
Was that a regular Customer Service rep, or did they first transfer you to someone else (such as a Retention agent)?
George, here's what I just did today to lower my rate on my Platinum Plus. I called them and told them my Chase Platinum card has a 9.99% fixed apr, and the MNBA card has the "blah blah" apr. I also mentioned I prefer MBNA over Chase becasue the cardholder services are superior to Chase's (kiss their ass), but the apr is simply too high. Just play them. I got transferred to the account rep by calling and mentioning I was thinking of closing out my account due to the high apr. Good luck!
Saar, First I talked to regular CSR and she tryed to tell me that I have to call after my promotional BT rate expired.I said I have nothing to transfer and I don't care about promotional rates.I am requesting lowest rate for the purchases immediately.Then I got transfer to another department.I don't know which one.Great customer service.But you have to tell them that you know about their lowest APR and you will get it.
