Hello everyone, I just want to first start off by thanking all of you that post such useful information on this board, I cant begin to tell you how much it has helped me. But this is my question I currently have an account with MBNA (Gold Option what ever that means) for like $2000.00 (give or take a few dollars). It has been in charged off and sold to Credit-trust (I think that is the name of the company) Well the other day I call them to see if I could make some payment arrangements with them. They offered me this big discount of like 500.00 bucks if I paid it all right away. I didnâ??t have it but I do have about 1000.00 to pay them so they obviously agreed to take that and the balance over the next two months. I am wondering is there anyway I can get these people to make my MBNA account look like I never missed a payment or was never late on a payment? If anyone has worked with these people or can offer any advice please let me know what I should do. Thanks Dario
