Mbna Question

Discussion in 'Credit Talk' started by GEORGE, Jul 28, 2002.

  1. GEORGE

    GEORGE Well-Known Member

    I have come to the conclusion that they must have a "VERY OLD" (10+ years ago) H/H income on their records...if I call with "NEW" H/H INCOME would they take it...or is it like CITIBANK and they say you have to actually apply for a limit increase for them to be able to "UPDATE" the income???

    I THOUGHT IF IT GOT IN THEIR COMPUTER...IT "MIGHT" GENERATE AN AUTOMATIC INCREASE???
     
  2. Herman

    Herman Well-Known Member

    GEORGE,

    TO ME, they are " WORST " than FUSA...

    DON'T ask them!!! DO NOT CALL them!!!

    THEY will PULLED at list " 2 to 4 " INQ. on both XPN and TU!!!


    Herman
     
  3. creditwork

    creditwork Well-Known Member

    GEORGE, I don't know about asking, but in 3/99 my limit was $11,000, I borrowed 10, made a few payments of 1000, teaser ended, paid them off. In 8/00 my limit was 14k, borrowed 13, made a few payments of a 1000, teaser ended, paid them off.
    In 3/01 my limit was still 14k, but got another teaser I could use. In 10/01 my limit was 16k, borrowed 15, made a few 1000 payments, teaser ended, paid them off. In 3/02 limit was raised to 16k.

    www.creditsense.com
     
  4. GEORGE

    GEORGE Well-Known Member

    "GEORGE FACTOR"...6+ years of NONE...

    I owed >$20,000 and paid IN FULL in 3-4 months and let it sit for a few months...NOTHING!!!
     
  5. creditwork

    creditwork Well-Known Member

    I don't understand. It must be those caps. I don't even let it sit, as soon as they send me the teaser, I hit it again. I don't even let it sit a week.

    www.creditsense.com
     
  6. GEORGE

    GEORGE Well-Known Member

    ok~~~i withdraw my question...
     

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