MBNA: which report do they check?

MI- They pulled EQ for hubby. 671 DENIED. 1 paid medical collection, no other negs.

 

It is my understanding the report selected is determined by the analyst's preference. You get an analyst that likes to use TU - your TU gets pulled.

 

Love, they pulled Equifax for my Plat Plus card, and do regular ARs on Equifax. When I requested a limit increase, and for my LOC application, they pulled TU. I am in GA also.

 

I'm in the south (Equifax country) and MBNA pulled Experian for the loc app and for the Platinum Plus app. I hardly get Experian pulled here.

 

They usually pull two reports. TransUnion always seems to be one of two though. If you're in Georgia probably Equifax and TU.

Dani

 

I`m in Florida and they pulled Ex my worst I was hoping for Eq

 

I guarantee you they'll pull experian in GA. Want me to cut and paste the 5 inquiries from them? 3 one time for mbna plat plus (denied), and 2 for apple.com loan.

those bastages..

 

Anyone apply in Chicago, if so what report was pulled?

 

MBNA uses both Experian and Transunion..

 

I'm in Ohio, they pulled EX for me.

 

I applied for the Barnes & Noble card
Cut the well let you know

I wonder if they pull Equifax?
I am screwed if they do

 

MBNA does not use Equifax.. Only Tu and TRW

 

I thought TRW was out of business years ago??

 

TRW=EXPERIAN

 

TRW is still in business, and they have an information technology and systems division

http://www.trw.com/productsandservices/main/0,2610,4_39_135^3^135^135,00.html

they spun off their credit reporting division of their information systems as a separate company a few years back.

 

Love,


Either they pulled credit report from Experian or TransUnion where I lived in Texas.




Ron.

 

Don't know why they pulled Equifax on me, but they did when I got my card in 98, and they still do ARs every 2 months on Equifax.