I recieved an offer to apply for the MBNA world points card today. Excellent terms, fixed 5.99%. On the website, if you apply there, the APR is 11.99 variable. However I just applied and recieved an AMEX in December. I also have a discover and sony citi card, but would be more than willing to get rid of the sony card for the mbna card. I also have an apple credit line that is nearly paid off issued by MBNA. do you think i should apply? I have approx 4-5 hard inq on each CA (however only 1-2 deal with credit extentions) Anyone with experience on this card?
THANKS FOR THE INFORMATION...but every time I call to get them to MATCH what I see here...they say "THE PERSON MUST BE MISTAKEN...WE DON'T HAVE THAT RATE"
5.90% is KINDA HIGH...(BUT I WOULD TAKE IT)...I AM STUCK AT 8.90% WITH A 1.99% BT... Not that I would pay it now...I'M TRYING TO GET 4.90% PAID OFF SO I CAN MOVE ON TO THE 4.00% NEXT...
MBNA Quantum World Points is 9.9% Fixed and I have been asking for lower rate. They told me that it is the lowest rate that they have for the card. My Elite Rewards Platinum Plus Visa is 8.9% and MBNA Platinum Plus MC is 6.9% (formerly Citi Netscape MC sold to MBNA). By the way, I haven't used for Sony Card lately because they will become Bank One by next month. 5.9% World Points Visa is good terms and go apply. Ron.
