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Discussion in 'Credit Talk' started by jfpruitt, Oct 15, 2001.
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They're a good company. I had them a couple years ago back when I first started college. Lenient with credit increases, but not competitive with interest rates, unless you carry the Quantum (sp?) Card or Platinum.
Very good until I got close to my limit. Then they raised my APR to 23.99%. I told them no thanks so I do not have use of my card now, even as I pay it down. I can keep my 13% now, but if I charge anything, it all goes to 23.99%. They are my highest limit, $20,000.
My highest credit limit is MBNA QUANTUM.
I haven't had a limit increase in years, but I haven't asked either...
Ok...Well, they offered me a 12.9% fixed and a CL of 5500. So, I hope they keep their terms.
They have on-line account access.
Request limit increase (application).
Balance transfers on-line.
BUT NO E-MAIL ACCESS TO THEM...
They are one of the best. Lots of line increases and teaser rates.