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Discussion in 'Credit Talk' started by Y.M., Apr 4, 2001.
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It should be good news if you have good credit.MBNA is good about their balance transfer offers,also after you get atleast a couple of years with them they will lower your interest rates.One thing that you want to keep in mind is that MBNA dosn't want your debt to income ratio greater then 15% of your income to qualify for their B.T offers.MBNA is risk priced as far with their interest rates.When they take over your account,they will do a quick credit review,and set your interest rates according to what risk you are to them.