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Discussion in 'Credit Talk' started by Y.M., Apr 22, 2001.
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you can do this.
Let MBNA take your accuont and as soon as they take it and raise the APR, call them and tell them you want to cancel and suggest that you had 14.99 before and dont want the 18.99. 99.9% of the time they will give you 14.99 back or lower. They do not want to lose u as a customer.
MBNA charges a high rate, but they are very good at increasing lines and offering teaser rates. They are a great card to have, as long as you have other cards to exercise your credit with.
Thanks,Iambuzzed and Creditwork.
18%? Thats uber sucky. With citibank easily giving 9.9% go to rates, you really must be getting a lot of perks to carry a balance there!!
Yes, they can change any tems anytime they wanted if they give you a notice in advance. If you don't agree the new terms, you can close the account before the terms take in effect.