I have 2 CA items from them and they are now reporting according to MyFico: Balance: Not reported Credit Limit: Not reported. The only thing that reports is date info for both MCM collections. DOLA for one is 2/2007 and the other is 9/2007. For anyone that may know: 1) Shouldn't DOLA be the last date that the Original account holder received activity? 2) If there are no items reported, (balance, date of last payment, date closed, credit limit, etc) all show Not reported, but account shows OPEN, I just don't understand it. Any help is appreciative.
My Fico reports are not accurate versions of your credit report. You need to get them direct from the agency.
True on EQ and TU it will show past due and an open account type. Violations of the FDCPA. Dispute it through the credit reporting agencies and if they verify it, you have FCRA violations as well.
