First...on my credit report I have several collection accounts that have been paid. These were ALL medical accounts and I paid them all or settled with the collection agency. So my first question is, can they still be removed under HIPPA? IF so, how do I do this? Do I send a letter to the credit bureaus or to the collection agency? They are now about 3-4 years since I have paid or settled. Second...I have one last medical collection account that needs to be paid. I was contacted by the CA over a year ago and tried to work out a payment plan with them. I paid them $150 on a $1500.00 account. Now I have the rest of the money and want to pay them off. Can I pay this off and have the account removed under HIPPA even though I have already made a partial payment? Who should I contact about making the payment? the collection agency? Thanks for all your help!!