I have a CA in my neck of the woods that were born in hell !! If you even twitch on any medical bill at the hospitals or utility companys they are reporting it on my credit report after 30 days , believe me I have 12 tradlines from these people and not one over $100 . They say I owe them $2200.00 and would take a cash settlement . I told them I would like it deleted but at least "payed as agreed " . I'am sure this will boost my fico score . How much do you think I should offer them ?? I really need to get into the mid 500's from a recent 484 (ouch)
