Hello all. I wrote previously about a $35.00 collection from "professional adjustment". I tried pay for deletion with them and they rejected. I contacted original creditor (Naples Xray) they rejected and sent a letter stating they would only note it as a paid collection. I dont like the attitude from either of these scumbags, especially since I never knew about this bill due to the fact they kept sending statements to my ex wife. Now I am on a mission to burn both of these. Apparently Naples X ray does this quite often to a lot of people here in Naples. Anybody have any suggestions as to how to get this off my reports. A paid collection does not help me any. Bill is about a year old. Thanks on advance..! P.S. I would welcome any HIPPA experts into telling me how to burn them both!
What is "professional adjustment"? Was this partly paid by insurance, and did the medical provider have a contractual obligation to accept payment at your insurer's rates?
Answer some questions here WC. Medical collections are tricky. Hipaa, because of it's complexity and lack of consumer remedy, is a last resort. Sounds to me like your argument should be "I would'a paid it if you'da just sent me a bill like you're supposed to, WHICH YOU DID NOT!"
That means go back to the Lab. and demand they accept the pmt. in exchange for a "withdrawal from the CA as "Reported In Error"". This triggers a deletion. If they don't cooperate, sue their asses. These nitwits at these "labs" to this crap all the time. .
Professional Adjustment is a collection agency. If I dispute the payment with them, dont they have to report to bereaus within 5 days? Maybe I can get them to violate that way?
