I am opening a business and unfortunately my credit is less than A+. I want to get a merchant account but there are so many out there, even for those with damaged credit. The last thing I want to do is enter into an agreement with one of these "fly-by-night" companies and end up doing damage to myself and my credit. Any advice on how to find a good company or does anyone know of a reputable merchant company that deals with less than perfect credit? Thanks.