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Discussion in 'Credit Talk' started by Shawn, Feb 5, 2001.
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Yes, Merrick Bank can continue to post over the limit fees even if you cancel your card. Be sure to read the terms and conditions that was mailed to you when you opened your account.
Unfortunately, yes, creditors will mention this in their terms of service when you applied for the card, it's perfectly legal.
You could transfer some of the debt to another credit card if you have another one, at least enough to get within your credit limit. But whatever you do, pay it as quickly as you can to avoid more of these ridiculous fees.
Yes unfortuantely they can continue this. It's maddening I know, but in the fine print you will find it. Hope you can get it payed off soon.