I got a preapproved card from then and received the card last week. It has a 700.00 limit. I have had a capital one 200.00 limit for 2 years and they refuse to give me an increase but then I get a 700.00 one from someone else. I don't know anything about them... does anyone else have one? Does anyone else have any experience with them? I took it because it seems that the only thing that will jump your score is a positive credit cards. My dh has so many positives on his report but since they are all installments ones they are not moving his score. My equifax went from 569-609 in 2 months and I attribute it to the credit cards.