Jenz, You mentioned that there are differnt FICO's for BK and non BK consumers. Where can I find that information? I would really appreciate any links. Oh, and thanks again for your replies. I have found them most helpful. Reatha
Hi Reatha, There are about 16 different sets of scoring formula, called "Score Cards" which an individual will fall into, based upon there CR. Unfortunately the scoring cards are ABOVE TOP SECRET. You'd have a better chance of getting the DIF Scores from the IRS. LOL DIF Scores; "Discriminate Function System", the set of algorithms which determine who will and who won't be audited. : )
