OK. Methods of how to get them aside, how long does it generally take to get good credit? 1-3 psotive trade lines paid on time for 6-24 months.....? That is what I can gather here. I suspect the build up is gradual of course (i.e 1 year 2 trade lines = OK to good, 2 years 3 trade lines = very good and above)
Well My brother got a macy's card at month 1, Parisians at month 3, Citibank AA $2K Visa at month 6, and just got a AMEX GOLD at month 11. He makes a Very good salary and is 20. I believe well into the 60's. Salary plays a big role in your credit path!
Well i taught him computers at a very young age, and got him a mostly-full time sys-admin job at the company i started training in unix/isp administration when he was 16 (vocational 1/2 day school). Now he's a very smart (pc hardware, unix administration, and expert in NT Security).. Being a NT security specialist bottoms out at around $60k/year right now. more normal atlanta pay is about $75-85K/year, but his age and lack of degree may hinder him for a few years Anyways, even 30K a year is a respectable salary, just work the new credit like everyone else does, and you'll be on track in about 1 year Make no mistakes, creditors and credit bureaus show no mercy.
Sam. ok, I wanted to throw something at yah and get your opinion. My room mate is trying to get his MSCE (i think thats what it is), is that enough for decent money, or does he need a 4 year degree?
I am a desktop support tech for a firm in new york city. I just finshed my 1st year there. I got my last pay chek of the year and I made 53k this year. I have no degree and no certs.
RE: Myers It's always better in corporate america to get a degree. However. MCSE is still very worthwhile. However i've passed on hiring a bunch of idiots who have 1. A college degree, or 2. A MCSE, 3. Both because they were still book-smart idiots without the smarts to actually get the job done. If you're good, your good. MCSE is a fairly easy cert to get, but doesn't reflect a lot of real world jobs. Same with college. Wish him the best of luck, if he's a die hard computer geek who spends all of his time on his/her computer, then a job with great earnings potential is certainly within reach. Most of my buddies, are in the 25-30 range making nearly 6 figure salaries, many without formal degrees. The internet has changed everything
