I intended to post this yesterday, but I was almost completely incapacitated with a case of the goofies (right chelechele?). The results so far: My CR's Equifax: 1 Deletion 3 Changed from to Positive Experian: 2 Deletes 3 Changed to Positive 5 Inquiries Deleted TransUnion: 12 Deletes 1 Changed to Positive My Wife's CR's Equifax: 7 Deletes Experian: 2 Deletes 3 Changed to Positive 6 Inquiries Deleted TransUnion: 12 Deletes 1 Changed to Positive What's interesting to me is that, though the results for my CR's and my wife's CR's look very similar, the underlying tradelines represented by the various deletions and changes are quite different, with maybe 50% overlap. Not sure what I should learn from that, but interesting anyway. So, after one comprehensive round of challenges, disputes, etc., two Validation Letters (so far), and several follow up disputes, I think I've plucked all the low hanging fruit. I'm wondering whether it's better to wait a month or two and do another carpet bombing run, or go ahead and bring in Mr. Bauer, microwave some popcorn, and watch the show. Any feedback and opinions would be welcome. Incidentally, one of the Validation letters was successful, with a resulting dropped Collection tradeline on my wife's TU. The other is still floating around out there, with another two weeks before the 30 days is up. With just a couple of exceptions, the negative tradelines that are left are more than two years old, so they're not as damaging as they could be. So, How You Doin'? CLANG (I couldn't resist!)
