While doing research on mortgage loans, I have noticed talk about a middle score. What does this refer to? Illini
For mortgages, lender pull a report compiled of all 3 major bureaus. Traditionally, they use the middle score to decide the interest rate and terms of the mortgage agreement. for example, your scores are: Trans Union: 685 Experian: 712 Equifax: 667 The lender will use the Trans Union socre of 685.