Has anyone dealt with Midland Credit Management before? I am in Texas and when I do a search on them nothing comes up, so I think they may be unbonded...they are collecting for Cross Country Bank on a debt well past the SOL...Speaking fo Cross Country Bank, does anyone know if they will continue to verify/validate debts (its been 5 years) or do they basically wash their hands after they write them off and sell them to the CA? I had thought about asking Cross Country Bank to validate/verify all of the charges they say I owe, since I am in Texas, I think they have to because state law requires them follow FCRA too. Maybe since its been so long they would simply drop the thing...anyone have any thoughts/ideas about this? They're evil, by the way...
You will either need to call or email the Texas SOS office to see if they are bonded. I am in TX, and haven't seen anything in the statutes that requires OC's to validate per the FDCPA.
