Check this response out.... This letter is in response to your verbal dispute regarding the above referenced account. The purose of this letter is to request your assistance so that we can reach a quick resolution of this matter. Pls mail or fax us a letter outlining the details of your dispute, along with any written proof you may have to support your claim(examples of proof may include a settled in full letter or a police report in the case of fraud). In the interim we have requested that the three major consumer reporting agencies change the status of this account to "Disputed." You may provide information in the enclosed self-addressed envelope of by fax......... ...Have they lost their minds......What Would Be My Next Move???????????????? tks creditnetters
EQ keeps reinserting a tl that my dh doesn't owe and "supposedly" EQ says the reason they can't "do anything" (ie cloak it) is because Midland has no start date. yeah right. Midland told him about 2 years ago that it was up to him to prove. Jerk. They've even gotten a letter from our attorney and EQ takes it off about every other month. I guess it's time to take it to the next level. I get tired of this don't you?
Amy, Please see this thread: http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=46286&highlight=bottom
I'm astounded that they even acknowledged that you're disputing. Usually they just ignore you and pretend you never said anything. At this point just go ahead and reduce your dispute to writing and send CRRR. And you are not required to prove anything. THEY ARE!!!
I got this letter from Midland as well last year. I ignored them (not sure if that was the right way to do it or not). After 30 days had passed, I sent them another letter stating that their 30 days was up and they needed to delete from the CRA's. They never did. So I sent another letter, no response. The did however mark the account as in dispute and was kept that way until recently. I didn't have time to do all the followups last year and have recently just gotten back into it. I recently received a letter from Wolpoff & Abramson asking for payment on the same account. I sent them a letter stating that I never received validation from Midland and that they were violating the FDCPA. At the same time I disputed the Midland entry and it was removed completely. I'm not sure what I'll get from Wolpoff, they still have until May 18th. But they have already themselves violated the FDCPA by continuing collection after non-validation via letter and phone call. From what I've read here, they aren't pleasant to deal with and like to play hard ball...I guess I'll just have to see what happens.
From what I've read here, they aren't pleasant to deal with and like to play hard ball...I guess I'll just have to see what happens. mrayd7534 ================= At $1000 per ball let them.
Pls mail or fax us a letter outlining the details of your dispute, along with any written proof you may have to support your claim(examples of proof may include a settled in full letter or a police report in the case of fraud). fdjtwins2 ======================= Send this reply. I have nothing to prove you're the one making the claim prove it. The END** *** **LB 59
