I am under the impression that the inital contact from a CA has to state the Mini miranda and after that, any letter must state they are a collection agency. So after you send the inital validation letter and you recieve some sort of validation from the CA...that letter from the CA must have the mini miranda. Future correspondence does not. Am I correct or not reading, understanding right?
809a of the FDCPA explains what they have to do initially. 807(11) explains it from a violation standpoint.
