Separate names with a comma.
Discussion in 'Credit Talk' started by me, Aug 11, 2000.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Generally the only way they will lower the minimum payment is if you are in financial trouble. As a rule, I generally suggest you pay at least 10% of the balance each month.
JP, totally agree. You should avoid making just the minimum payment. If you just make the minimum payment, it could take a lifetime to pay your debt off and you will pay a lot more in interest than the principal amount. The 10% rule works great.
Profit from the experience.
Actually, I usually pay well over the minumum payment.
This card is from my local bank. When I finish paying off all my debt, this is the card I want to keep. However, I want to pay off the card with the highest minimum payment percentage payment first, and this happens to be the one with the highest minimum payment percentage. I would like to pay the minumum on all but one card (until I get that card paid, then I will move to the next card)
It is not a question of me not being able to pay it.
Also, I need to decrease my debt to income ratio in order to obtain a private education loan so that I can finish my degree.
Pay off the card with the highest interest rate first!
Why are you looking at paying off the highest minimum payment card first???
This should be a no brainer!
I have an Aria card with a $1000 limit and I have used that limit up. They ask for $5 minimum payment, LOL if I sent them the $5 they wanted as a minimum payment I will be paying this card off after my great grandchildren have children. (I'm only 23) So what I do is give them like $50 or $60 instead of the $5. I'm surprised they just wanted $5. LOL
Of course those crooks want only $5.00 if you understood how accounting proceedures in a bank work.
As long as your payments are made you are a good account. Your also paying 25% or so interest rate. So make the payments and your an asset, enriching the banks profit statement. All this is is a creative bookkeeping trick!