I didn't see this addressed in any of the FAQ's... Does it count against you (inquiry-wise) to pull your own credit report? My wife and I have a "tri-merged" report that our mortgage broker pulled two weeks ago, but I want to get "real" reports from all three CRA's to start disputing some of this stuff. I managed to close some old accounts I'd forgotten about, and get an incorrect collection removed (at least the person I talked to on the phone said it would be), but I want to make sure that they actually came off. That, and I want to start the paper trail for some of the "hairier" items on there. Thanks, -Dan