ok, i've been reading the fdcp statutes and this seemed to stand out to me. i have lvnv that has now re-aged an account after i sent them a foad letter. i'm planning on submitting a complaint with the ftc, ag, and bbb. when looking over my old documentation from them, they started out as sherman acquisition, being collected by capital management services inc, then suddenly lvnv "purchased" the debt and was being collected by resurgent capital services. aren't they all the "same" company? can someone guide me to the answer for sure? i want to know before i file my complaints to add that "it is a violation of the fdcp to use anything but its full business name under which it ususally transacts business". the ftc staff commentary reads that when the collector uses multiple names in its various affairs, it does not violate this subsection if it CONSISTANTLY uses the same name when dealing with a particular consumer.
I had a call from a collector.asking to verifying certain checked my caller id,i called a friend of mine who was with the company he checked and there were many numbers spun off from that number he gave me the numbers,next timed they called,and asked questions i answered or you part of xxxcompany he ask again and i told him when you answer my question i'll answer yours.they called again and i told yhem i'm allowed to talk to stranger.but these companies think were stupid and won't find out
