Last week I purchased a Mitsubishi Eclipse under Mitsubishi's zero down, zero payments, zero interest for one-year program. They said I was approved for Tier1 credit based on my Experian score. They said they only use Experian and that anyone with a 700or higher score, qualifies for Tier1 of the 12 months Zero payment program. Had I been in the 600's I would have got Tier2 at 9 months no payments and Tier3 at 6 months and no payments. Anyway I was just wondering if this makes sense in terms of what Tier1 means? Also this was a great deal for someone like myself who can afford to pay the note in full within one year (settlement award). For now I have a small income so this was the only way for me to get into a new car with out having to struggle.