moderate impact on score in privacy

Discussion in 'Credit Talk' started by fds, Feb 20, 2004.

  1. fds

    fds Well-Known Member

    in privacyguard 3 bureau report.
    I have several accounts which show no problem whatsoever yet they are listed with moderate impact on score. They have 0 balances. Are these meaningful:

    e.g.

    Acct Type: Credit Card - Revolving Terms
    Acct Status: Closed
    Monthly Payment: $0
    Date Open: Apr, 1990
    Balance: $0
    Terms: Revolving
    High Balance: $1,600
    Limit: $1,000
    Past Due: $0
    Remarks: Credit line closed-consumer request-reported by subscriber
    Payment Status: Current



    Acct Type: Revolving or Option Credit Card - Revolving Terms Revolving account
    Acct Status: Open Open Open
    Monthly Payment: $20 $20 $20
    Date Open: Jul, 2002 Jul, 2002 Jul, 2002
    Balance: $409 $409 $409
    Terms: N/A Revolving Minimum
    High Balance: $0 $10,000 $0
    Limit: N/A N/A N/A
    Past Due: $0 $0 $0
    Remarks: CREDIT CARD N/A N/A
     
  2. anbro

    anbro Well-Known Member

    I don't know if this has any bearing on the situation at all, but I did notice that one has a high balance of $1600 while the limit was $1000. Maybe that has some impact? I'm not sure.
     
  3. lbrown59

    lbrown59 Well-Known Member

Share This Page