I'm sure you CreditNet OldTimers can give her better advice for dealing with the GE Capital A$$'oles than I can. BurnaDebt mommyof2 | 1 posts since Mar 2002 67.25.227.180 | 03.22.2002 @ 23:24 Sorry to hear your score went down, mine has too. However, can I ask how you got Wards and 1st USA to remove their accounts? I just had a really ugly discussion with a GE Capital Rep who informed me that he didn't care if I wanted to validate the account, they would not respond nor give me a mailing address. How's that for service? I did not and was not going to discuss the account over the phone - just needed a mailing address. First USA has never responded. These are old accounts and well past the SOL, but not the 7 years. Haven't decided my next step, yet. "sigh..." Any help is so needed at this moment..... ///////////////////////\\\\\\\\\\\\\\\\\\\\\\\\\\ quote: -------------------------------------------------------------------------------- Originally posted by mommyof2 can I ask how you got Wards and 1st USA to remove their accounts? -------------------------------------------------------------------------------- I did not get Wards and 1st USA to remove their listings from my credit report-- I got TU to do it. I sent a dispute letter to TU asking "What's this?" along with the names and acct #s of the Wards and 1st USA listings. TU did their usual bs 30-day investigation and apparently neither lender responded. So the listings were removed from my report. ...nothing like the smell of Cellulose and Oxygen- BurnaDebt