Money recovery-nationwide

Discussion in 'Credit Talk' started by Berru, Aug 5, 2016.

  1. Berru

    Berru Well-Known Member

    My wife and I are trying to buy a new house and the only thing stopping us is a $256 dollar medical bill for my young sons Anesthesiology bill from surgery. I called the CA (MONEY RECOVERY-NATIONWIDE) and explained it was an error and would like to pay in full, and would like it deleted. They said they would not do that. I stayed calm and explained that it wasn't benefiting anyone and there was no legal obligation for them to report it. I was asked to stop yelling and theirs no need to get upset.....I was on speaker phone with my wife and kids in the room, all of them stopped and look when she said that. I was not yelling in anyway or getting upset. It was almost like a weird dream. I have read several complaints about this CA and it collection practices. So when I calmed I explain there must be someway to work this out. I was told the original creditor signed a contract with them to not remove anyone's credit line, only to up date it to paid in full. So I asked for the original creditors name (Memac) who I called, and they have been bought out by another company (Mednax) The original creditor doesn't even exist anymore. Do I try and contact the new company? How handle this one?
  2. jam237

    jam237 Well-Known Member

    Did the CA do anything that you would consider abusive, or just over-reacting? Did they do any of the things that others have complained about in your call with them? Did they provide the required communications, and notice that they are required to provide validation? Or did they just sit the zombie on your credit report, and wait for you to need something, and have to resolve the zombie.

    What I would do, is write a letter to the new company. If the new company recalls the account, then the CA can't report, because they no longer have an interest in the account.

    Explain the situation, and say that the CA is refusing to work with you to resolve the issue. If the CA was abusive in any way, shape or form, I would let the new company know that, and I would let them know that from this day forward, I will hold their company personally responsible for any additional violations of the Fair Debt Collection Practices Act. Hopefully, they'd think that getting something, is better than potentially having to pay out $1,000.00 if I was successful at arguing that once they knew violations were occurring on their behalf, they should be held equally as accountable. :)

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