Mongrol: You've accomplished a lot as far as credit goes. I looked over your list of credit cards and it's nice. Can you give us a recap of what your prior credit situation was? Do you have a BK on file? Any other negatives prior?
lost my job back in 2002... wife got laid off a week after I did, and none of my creditors wanted to work with me... so, had a couple charge offs. Thats about it... been late 1 time in the last 2 years now, and it was only cuz of switching bank accounts and forgetting to tell mbna... I have paid off all my chargeoffs as of oct 1st 2004. (think I will sue Asset acceptance since they are inaccuratly reporting, I could get them for about 6 grand now, but would setttle for removal... supervisor in the law office wasn't in today) my major credit lines now.. patelco gold 6k citiupromise- 4400 citi diamond rewards 2000 first national cc - 2500
