Does anyone out there have a retail card issued by Monogram Credit Card Bank of Georgia (ie. Sams, WalMart, Banana Republic, Gap, Disney, JC Penney, Blinds on Sale, etc) and also live in Oklahoma. If so please respond - I may have some good news for you. Let me know which card you have, whether you carry a balance and the interest rate. Please NO personal or confidential information. Thanks for your time, it will probably be worth it. Augie
