I asked WHEN they are going to get around to increasing my CREDIT LIMIT..."PRE-APPROVED"...NO CREDIT REPORT...NO QUESTIONS. IT HAS BEEN MORE THAN 18 MONTHS. My F.I.C.O. is hurt when they PULL A "HARD" CREDIT REPORT... They do AR'S ever month they DON'T need a "HARD" AS YOU REQUESTED, WE REMOVED YOUR NAME FROM AUTO CREDIT LINE INCREASE... I CAN'T WIN!!!
What??? I think I've been between 6 months and a year for increases, but I did get automatic ones. At least on the Mileage Plus Visa. I have a MasterCard for an Air Force club and it's not so quick to increase. I'd call and ask them where that asinine comment came from!! You don't want to be REMOVED from the list, you WANT AN INCREASE!!!!!!!
My answer to my PFB was just as STUPID...something like---->"WE MAY NEED TO DO CREDIT REPORTS AND EMPLOYMENT AND INCOME" I told them they do AR'S every month as many as 5-10 of them...WHY WOULD THEY EVER NEED A HARD???