1. Mar 3, 2003 #1
   

   piggybank Active Member

   It is all so clear to me now.....I think I'm beginning to really understand Fair Isaac. The light finally came on for me when I checked the helpful advice they gave me for my top negative factor influencing my score:
   

   Gee, if only I were 'around' 36% like the national average, instead of being stuck right on 36%!!

    

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3. Mar 3, 2003 #2
   

   luckymom Well-Known Member

   Heh. Pop got that one with 6% utilization...I'm starting to just ignore the "reasons" lol

    
4. Mar 4, 2003 #3
   

   nickpaige Well-Known Member

   LOL
   
   You need to be at 36.1% one day and 35.9% the next - that way you're "around" 36%!
   
   RNG
   
   
   .

    

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