More Inaccurate Scores

Discussion in 'Credit Talk' started by Concerned, Sep 21, 2001.

  1. Concerned

    Concerned Well-Known Member

    Got a merged mortgage report. I have got my scores from the same date from Credit Expert, myFico and the TU run consumer score. As you can imagine I did this on purpose.

    The verdict? WRONG, WRONG, WRONG.

    Credit Expert: 686
    TU Consumer Score: 683
    myFico: 693

    My mortgage broker told me my median score was 641. I about had a heart attack. Luckily, we still got the best rate because my other half had a 711 median.

    I am still waiting for a copy of the merged report to be sent to me.

    I hate the CRAs.
  2. keltexx

    keltexx Well-Known Member

    Isn't that amazing? Do you have any idea as to which ones are the most wrong (probably violated some grammar rules there-sorry)? In terms of consumer providing scoring sites?
  3. breeze

    breeze Well-Known Member

    wrong, wronger, wrongest. LOL
  4. lbrown59

    lbrown59 Well-Known Member

    there's no such thing as a correct Score b/c there isn't anything right about FICO!
  5. G. Fisher

    G. Fisher Banned

    What's the Equifax FICO from the merged report?
  6. MikeB

    MikeB Banned

    If the tri-merged report came from Credco, expect errors.
  7. G. Fisher

    G. Fisher Banned

    I have one from (Credco). Could you explain what you mean; what to look for on my report?
  8. MikeB

    MikeB Banned

    Greg, this is in relation to Credco confusing a dispute date with a last activity date. Specifically, although I had paid the account in question in full on 2/2001, Credco reported that I made a late payment on 8/2001. This crap has delayed my mortgage loan application past 30 days now. We have since changed our minds on the house, and I am still shopping around. I wonder if I send a nastly letter to Credco, they will delete the inquiry?
    I've started to call the bank several times now to tell them to stick the application up their ass :(

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